Make the most of your investment dollars

Great tips from SMH if you're thinking about investing in property...


Knowing your limits and the market will help to expand your property portfolio.


Why do some people struggle to buy one investment property and yet others manage to own five or six? The answer isn't simply that they have more money.


Investors who are creative in their approach to financing and who thoroughly research the important real estate indicators routinely achieve their goals faster and with less hassle.  Read more

Please let me know if we can help you with your finance 9564 0700 or email phillip.stabile@mortgagechoice.com.au.  Our website has lots of great tools and tips too. 

It's a great time to buy!

According to recent auction results in Sydney, now is a great time to buy.

With more than a month since the auction season began, the results are looking good for buyers.  There are lots of properties on the market and a strong clearance rate - but still room for improvement and negotiation ... read more about these indicators and what they mean.

Whether you're a first home buyer, upgrader or investor, ramp up your house hunting this weekend and schedule a few open houses.

If we can help, please let me know 02 9564 0700 or email phillip.stabile@mortgagechoice.com.au, or check out our website for lots of great tools and tips. www.mortgagechoice.com.au/phillip.stabile

Focus on features not rates

It's really easy to get caught up in the rate that your lender is charging you.  Is it competitive?  Do they move when the RBA moves?  Do they just seem to do whatever they want whenever they want?

It's hard not to get caught up in that.  It's your money!

But what is also important are the features of your home loan.  A cheaper rate may not offer you the flexibility you need.  They may also charge higher fees.  It just might not be the best matched loan to your circumstances. 

Read more about what to look for, and if you have any questions or concerns over your current home loan, please call or email.  9564 0700 or phillip.stabile@mortgagechoice.com.au

Also, check out our website for lots of great tools and tips.  www.mortgagechoice.com.au/phillip.stabile

Are you making the right rate reaction?

Refinancing has saved customers on average $10,000 each according to the latest figures from Mortgage Choice.  Lenders’ recent interest rate movements can be bewildering, which makes now an opportune time to enlist our help!

We can do a health check on you current mortgage and make sure that it's meeting your needs, at a competitive rate.

Just give me a call and we'll arrange a time to meet. 9564 0700 or email phillip.stabile@mortgagechoice.com.au.

Or check out our website for some great tools and tips.

Now is a good time to buy!

We're always looking for the best time to buy a property - and right now is looking great.  The experts are predicting another interest rate cut in the next few months, Sydney prices are defying the nation's trend and are holding steady and even increasing, the banks are competitive - the outlook is rosy!

Here's a couple of stories from SMH that make interesting reading:

• Interest rates
• Property values

If we can help you arrange finance or if you want to know how much you could borrow, please give me a call 02 9564 0700 and check out our website for great tips and tools www.mortgagechoice.com.au/phillip.stabile.

Australian House Prices - Have they hit Bottom?

There seems to be some commentary out there to suggest that there are signs that Australian Property prices have or are close to hitting bottom. Sydney has been the strongest performer in a sluggish property market, seemingly bucking the trend. Is this the time to start looking to enter the market?

Interesting read:

http://www.smh.com.au/business/house-prices-may-have-hit-bottom-20120131-1qqlg.html

New Years Resolutions

So it's that time of year again where we often think about what we want to achieve, what we want to do differently, what we want more of, and what we want less of.

If your plans for the 2012 involve purchasing a new home, buying your first home, buying an investment property, making sure that your mortgage is the most suitable to your current circumstances, please give me a call!

We can help to arrange finance, do a home loan health check or point you in the direction of other professionals in the field. Check out our website for lots of good tools and info.

Happy New Year, and we look forward to hearing from you if there's anything we can do to help you achieve your goals for 2012.

Take care
Phillip