SEASONS GREETINGS

Wishing you a wonderful Christmas break and a safe and happy New Year.

Looking forward to being able to assist you in 2012.

It's beginning to feel a lot like Christmas...

It's that silly season time of year again, and I would like to wish you and your family all the best for the holidays.  I hope that Christmas brings you joy (as well as the odd gift or two, plus a yummy meal and a few drinks), and that the New Year brings good health, happiness and success (and anything else you wish for).

If buying a new property is in the plan, we'll do all we can to ensure that the finance is arranged as easily as possible.  

Please give me a call in the New Year so that we can sit down and review your needs and options.  9564 0700 or email phillip.stabile@mortgagechoice.com.au

Take care and enjoy the holidays, and check out our website for lots of handy tools and tips.

All the best.

Phillip

First Home Buyers - It's not too late!

If you're in the market for your first home, you will know that from 31st December 2011 stamp duty exemptions on existing properties will end.   Exchanging contracts before then will save you thousands!

But don't despair, there's still time with auctions being held right up until the Wednesday before Christmas.  Read more about market activity for First Home Buyers, and start planning your open houses for this weekend. 

You will need to make sure you have pre-approval and all your finances in order, so if I can help, please call on 9564 0700 or email .

There's lots of handy tips and tools on our website too.

Happy shopping!

Reserve Bank Cuts Interest Rates Again

The Reserve Bank has again cut interest rates by 0.25 per cent.

This is the second rate cut in 2 months and good news for mortgage holders. A welcomed Christmas present and now the pressure will be on the banks to do the same. The rate cut drops the official cash rate to 4.25%.

Get into the swing of spring!

The weather might be miserable outside, but the real estate market is warming up!

With interest rates down, property prices stabilising and changes to benefits received by first home buyers, there is lots of activity in the market.  There are some good properties for sale, so don't delay!  Start looking and if you get in soon, you could even be in before Christmas.

Read more from SMH "Spring Surge Blooms as Home Buyers Dive In".

If we can help secure your finance, please call on 9564 0700 or email.

There are lots of great tips and tools on our website too.

RBA Cuts Official Cash Rate

RBA has today announced a cut in the official cash rate by 25 basis points, taking the official cash rate from 4.75%pa to 4.50%pa.

Now we can only hope that all the lenders follow suit and pass on all of this to mortgage holders.

Great news from Housing Outlook 2011-2014

Whether you're looking to get into the housing market for the first time or thinking about investing in property, now is a great time to move.  The QBE lmi Housing Outlook is forecasting very good price growth of up to 20% in Sydney.


"Stable interest rates and improving economic conditions will drive rising house prices in the next three years, with Perth and Sydney leading the way, a major mortgage insurer says.

QBE Lenders' Mortgage Insurance (QBE LMI), which supports lenders, has forecast price growth of up to 20 per cent in Sydney and Perth as business and consumer confidence improves."  Read more

If we can help you with finances or any advice, please call on 9564 0700 or check out our website for lots of handy tools and tips.