Now is a good time to buy!

We're always looking for the best time to buy a property - and right now is looking great.  The experts are predicting another interest rate cut in the next few months, Sydney prices are defying the nation's trend and are holding steady and even increasing, the banks are competitive - the outlook is rosy!

Here's a couple of stories from SMH that make interesting reading:

• Interest rates
• Property values

If we can help you arrange finance or if you want to know how much you could borrow, please give me a call 02 9564 0700 and check out our website for great tips and tools www.mortgagechoice.com.au/phillip.stabile.

Australian House Prices - Have they hit Bottom?

There seems to be some commentary out there to suggest that there are signs that Australian Property prices have or are close to hitting bottom. Sydney has been the strongest performer in a sluggish property market, seemingly bucking the trend. Is this the time to start looking to enter the market?

Interesting read:

http://www.smh.com.au/business/house-prices-may-have-hit-bottom-20120131-1qqlg.html

New Years Resolutions

So it's that time of year again where we often think about what we want to achieve, what we want to do differently, what we want more of, and what we want less of.

If your plans for the 2012 involve purchasing a new home, buying your first home, buying an investment property, making sure that your mortgage is the most suitable to your current circumstances, please give me a call!

We can help to arrange finance, do a home loan health check or point you in the direction of other professionals in the field. Check out our website for lots of good tools and info.

Happy New Year, and we look forward to hearing from you if there's anything we can do to help you achieve your goals for 2012.

Take care
Phillip

SEASONS GREETINGS

Wishing you a wonderful Christmas break and a safe and happy New Year.

Looking forward to being able to assist you in 2012.

It's beginning to feel a lot like Christmas...

It's that silly season time of year again, and I would like to wish you and your family all the best for the holidays.  I hope that Christmas brings you joy (as well as the odd gift or two, plus a yummy meal and a few drinks), and that the New Year brings good health, happiness and success (and anything else you wish for).

If buying a new property is in the plan, we'll do all we can to ensure that the finance is arranged as easily as possible.  

Please give me a call in the New Year so that we can sit down and review your needs and options.  9564 0700 or email phillip.stabile@mortgagechoice.com.au

Take care and enjoy the holidays, and check out our website for lots of handy tools and tips.

All the best.

Phillip

First Home Buyers - It's not too late!

If you're in the market for your first home, you will know that from 31st December 2011 stamp duty exemptions on existing properties will end.   Exchanging contracts before then will save you thousands!

But don't despair, there's still time with auctions being held right up until the Wednesday before Christmas.  Read more about market activity for First Home Buyers, and start planning your open houses for this weekend. 

You will need to make sure you have pre-approval and all your finances in order, so if I can help, please call on 9564 0700 or email .

There's lots of handy tips and tools on our website too.

Happy shopping!

Reserve Bank Cuts Interest Rates Again

The Reserve Bank has again cut interest rates by 0.25 per cent.

This is the second rate cut in 2 months and good news for mortgage holders. A welcomed Christmas present and now the pressure will be on the banks to do the same. The rate cut drops the official cash rate to 4.25%.